Shutterstock/Nataliia Pyzhova
Guide

Paw + Order: you'll be held liable for property damage caused by your four-legged friend

Darina Schweizer
23.4.2024
Translation: Patrik Stainbrook

Did the neighbour’s cat eat your goldfish? Or did your dog dig up the neighbour’s rose bed? Find out what you can do in such cases in the fourth episode of Paw + Order.

From my kids’ room, I had a direct view of our neighbour’s biotope. While I had to suffer through annoying quacking concerts on balmy summer nights, it offered the best entertainment at other times.

One day, when I looked out of the window, I saw another neighbour’s black and white cat sitting by the pond. He stared in motionlessly. This aroused my curiosity. Suddenly his paw shot forward, diving into the water and pulling out a goldfish. With the prey in his mouth, the four-legged friend left.

What caused me to have a fit of laughter drove the neighbour concerned into a full on rage. But what could he have done? Caroline Mulle, legal researcher at the Foundation for Animals in Law, knows.

Caroline Mulle, what do I do if the neighbour’s cat eats my goldfish from the pond?
In such a case, I’d first approach the neighbour in question and discuss the situation. Of course, you also have a duty as the owner. Care must be taken to ensure that the fish aren’t injured or even killed by other animals.

Is a distinction made between pets?
Yes. The liability of dog owners is much stricter than that of cat owners. It’s assumed that dogs can be trained and controlled more easily. Cats, on the other hand, are considered untrainable and constant monitoring on their forays would be disproportionate.

If the cat fishes in the neighbouring pond, it hardly has to fear any consequences. Unless it’s being recorded.
If the cat fishes in the neighbouring pond, it hardly has to fear any consequences. Unless it’s being recorded.
Source: Shutterstock/photocrt

So cat owners don’t have to pay for damages?
Generally no. However, voluntary assumption of costs is, of course, appropriate if it’s proven that your own cat caused the damage.

How do I prove it was the neighbour’s cat?
In addition to video recordings, this can also be done using photos or witnesses.

Are pet owners liable for any damage caused by their pet on a neighbour’s property?
Yes, in general, unless the owner can prove that everything possible was done to prevent damage given the circumstances. In other words, that the damage would’ve occurred despite due care. Ultimately, however, liability must always be clarified on a case-by-case basis.

Can I force a neighbour to put up a fence if his dog always comes over to mine?
Well, yes and no. The dog owner must ensure that no one is bothered or inconvenienced by their pet. So if you don’t want another person’s dog on your property, the neighbour has to take care of it. How he does this, however, is up to him.

Your neighbour must ensure that his dog doesn’t bother you. But a fence isn’t a must.
Your neighbour must ensure that his dog doesn’t bother you. But a fence isn’t a must.
Source: Shutterstock/Nick Beer

What if my cat causes damage in my own home, such as wearing down walls?
Damage caused by small animals such as dogs and cats is usually covered by private liability insurance. Nevertheless, it’s still important to check this individually and clarify whether the animal is also insured. In some cantons, the relevant dog laws also stipulate that a certain amount of cover for damage caused by dogs must be included in the liability insurance.

What happens if I’m looking after a dog and it causes damages in the neighbour’s garden?
A distinction must be made between two scenarios. If the dog is only looked after exceptionally or very sporadically, you aren’t yet legally treated as the owner and aren’t liable as a result. However, if you look after the dog on a regular basis, you can be assumed to be the owner of the dog and can be held liable in such a case.

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Has your pet already caused damage to your neighbour? Or did a neighbour’s bulldog bother you? Tell the Galaxus community and me about it in a comment.

Header image: Shutterstock/Nataliia Pyzhova

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I like anything that has four legs or roots. The books I enjoy let me peer into the abyss of the human psyche. Unlike those wretched mountains that are forever blocking the view – especially of the sea. Lighthouses are a great place for getting some fresh air too, you know? 


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