Manelyak:Strafrechtsschutzversicherung

The criminal legal protection insurance for companies serves to protect businesses and their employees from cost risks in criminal and administrative offense proceedings. This insurance product, which has been scarcely addressed in literature and jurisprudence, is presented based on standard market insurance conditions, and practical issues related to the organization of criminal legal protection insurance and the handling of claims are examined. In addition to regulatory legal questions, the inquiry particularly focuses on whether and to what extent, in addition to covering defense costs for employees, costs for representing the company in domestic and foreign proceedings are also covered. Another key focus is the distribution of the insurance sum when it is insufficient to cover all incurred defense costs, especially in cases involving multiple insured parties.