Wie Banken Geld aus nichts erzeugen

All the money in your checking account is created by private commercial banks. Out of nothing. If the bank goes bankrupt, your money is gone. The banks profit handsomely from the privilege of being able to create money. This has never been publicly discussed or decided. It is high time to change this. With full money, a monetary system is available that has been tested for centuries. It can be introduced without risk. (Almost) everyone benefits from it.