Geld anlegen für Kinder

Enabling a financially secure future for children

Do you have an amount that you would like to set aside for your child, godchild, or grandchild? Ideally, you want this amount to grow as much as possible with minimal effort until it is needed.

In this guide, you will learn how parents and relatives can make sensible provisions even with small amounts and provide children with a good start in their professional lives.

Whether it's money for a driver's license, a car, or their first own apartment – in this book, you will read about what matters when it comes to the right investment for the younger generation, which financial products are sensible, and what to avoid.

The guide also covers all the tax advantages that can come with investing money for your own child and what you should keep in mind. How do you set up a children's account or securities depot in the child's name, what are the tax benefits, which tax rules apply to bonds, gifts, and inheritances, and what should be considered regarding BAföG and capital gains tax?

This handbook is aimed at anyone who wants to provide children, teenagers, and young adults with a good start into adulthood while also investing their savings profitably and sensibly.

Contents:

• The best for the younger generation – the right approach and personal strategy
• Investments under the microscope – interest rates, savings plans, stocks, funds, and ETFs
• Investing a larger amount – for newborns, small children, or teenagers with a cozy portfolio and sustainability
• Regular saving for the child – savings rate, cozy portfolio, and payout strategy.