Flow of Institutional Credit to Agriculture

The book "Flow of Institutional Credit to Agriculture" provides a comprehensive analysis of the flow of institutional credit to agriculture in the Union Territory of Puducherry. The authors K. Vijaya Sarathy, A. Pouchepparadjou, and P. Nasurudeen examine the development of loans and advances granted to the agricultural sector, highlighting significant growth rates over the study period. The research is based on personal interviews and careful data collection, which allows for the identification of factors influencing the flow of agricultural credit, such as land ownership, the use of high-yielding varieties (HYV) of seeds and fertilizers, as well as the expansion of bank branches. The findings demonstrate the positive impact of agricultural lending on the efficiency and profitability of banks, as well as on agricultural development overall.