Entwicklung eines sicheren mobilen E-Banking-Systems

Mobile banking refers to the use of a smartphone or other mobile device to perform online banking tasks. These tasks include checking account balances, transferring money, paying bills, finding ATMs, and more. Given the high acceptance of this technology, there are many concerns regarding data security, authentication mechanisms, data integrity, and so on. Therefore, this research introduces an improved security model to address the challenges related to data security, data integrity, and user authentication. To achieve the set goals, the proposed model utilizes a cryptographic hash algorithm with salted SHA-512 to hash sensitive information such as account details and passwords. Additionally, an Advanced Encryption Standard has been employed for encryption and decryption to ensure the security of transmitted data. To further enhance user authentication, a One Time Password has been used. The design was implemented using PHP, JavaScript, CSS, and the MySQL database.