Since I have only experienced a few mountain hikes with the TZ101, but no beach trips, I cannot yet comment on this. Otherwise, however, I am very satisfied with it.
I have had the camera since July 2016 and have not noticed any of this. The lens shutter blades are of course, as with most compact cameras, relatively thin and moveable. They are not that robust and pressure on them should be avoided. A real protective cover is missing for the lens (would certainly also get lost quickly). Basically, I would always take any camera to the beach only with a camera bag or in a zippered bag. Sand is poison for most electronic devices. I am satisfied with the camera from good to very good. Criticisms: It offers a lot of functions, which are sometimes not easy to handle, especially if you mistakenly trigger a function you didn't want to select. And the hand strap is too weak; it only consists of a thin plastic cord. I have to look for a replacement after 2 years.
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